Save money with a better interest rate on your current mortgage when you refinance with us.
Unlike banks, we aren’t tied to a single lender. Excel Agents taps into its vast network to get you the lowest rate in the shortest amount of time
f you own your home and need to borrow money, you’ve come to the right place! We will match you with a lender that will give you the lowest possible mortgage rate based on your needs and circumstances. Mortgage approval within 24 hours of application.
Get your mortgage in three easy steps. You apply and tell us what you need, a dedicated mortgage agent will then review your application and provide you with a 1-1 consultation. Our agents will then find a rate and term that fits your needs and negotiate with 30+ lenders to secure the best rate!
We have strength in numbers. As mortgage agents, we can command better rates from lenders due to the sheer volume of business we deliver to them. By offering our clients better rates, they earn our business.
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Who wants to pay more interest than necessary? Knock your rate down, which automatically lowers your monthly payment.
Want to upgrade and renovate your home? Doing the right renovations can significantly increase the resale value of your home. We understand that and will help you secure the funds you need!
Who wants to pay more interest than necessary? Knock your rate down, which automatically lowers your monthly payment.
Looking for additional funds to fuel the growth of your business? Get access to low interest rate funds from your home’s equity today!
Need help paying down your tuition fees? Get access to low interest funds so you clear your education loans immediately!
With a mortgage refinance in Canada, refinance your first mortgage taking out up to 80% of the home’s current value or leave your current loan and take out a home equity line of credit.
Exhausted and looking for an escape? Don’t have the cash flow and trying to avoid racking up more high interest debt on your credit cards? It’s time you take the break you’ve been longing for!
Looking to purchase a used car and don’t want to pay high interest rates from auto financing companies? Get access to low interest rate funds and pay the car off entirely!
Thousands of Canadians have already used Excel Agents Mortgage to obtain a lower rate
“I never taught bad credit from my college days would haunt me later. When every bank rejected, you pulled through and got me a mortgage. Thank you!!”
“I am so grateful for you meeting me late last night to complete the application. In peak season, you made getting a mortgage one less thing to worry about!”
“The bank declined our application at the last minute. Thank you so much for pulling through for us! We were able to close on our dream home thanks to you!”
Allow us to answer some of our most frequent questions. We are happy to discuss absolutely any question you may have once you get in touch with us.
CONTACT US NOWNo; we are completely independent. We contact multiple lenders to get our clients the most attractive offering possible. The selected lender that provides our client the most attractive terms gives us a “finder’s fee” on completion.
We can provide you with an approved mortgage in as little as 48 hours. In less time than it takes to schedule a meeting with your bank, we can obtain rates from multiple lenders (including them) and provide you the most competitive offering.
No; at a time of your convenience, we will visit you to complete any paperwork. At no point is a visit required to our offices or the bank. We will relay all documents on your behalf to the lenders as well.
Absolutely! Our access to many lenders means that we have a solution for every scenario. We cater to all clients – from those with perfect credit history, to ones with low income and/or non-existent history.
Each lender has its own charges for a mortgage refinance. As you break your mortgage contract, you’ll have legal fees and potential lender fees. Shop around for the lender that offers the best terms and fees for your mortgage needs. Some lenders may cover the costs for you, depending on the size of your loan.
Refinancing rental property in Canada is possible. You may have to shop around for a lender, though. Some lenders don’t refinance rental properties and others have stricter requirements. This is when it’s crucial to maximize your credit and debt ratio to get the best terms available.
We want to make getting a mortgage effortless, so are available 24/7 to assist you.
Need mortgage advice? Talk to one of our expert mortgage brokers.
Meet The AdvisorWe value the face to face interaction and would love to meet with you to better understand your mortgage needs! Feel free to give us a call at 1-800-490-7589 and book a free consultation today!
